For more than 95 years, Merchants Insurance Group has provided quality property and casualty insurance to protect your business, home and car. Our mission is to be the property and casualty insurance company independent agents trust most to serve their valued customers. We sell our products through a network of independent insurance agents because we believe they provide policyholders with a broad range of products and insurance expertise. Merchants Insurance Group provides financial protection to policyholders in the Northeastern, Mid-Atlantic, and North Central United States. Merchants Insurance Group is comprised of Merchants Mutual Insurance Company and Merchants Preferred Insurance Company. Both companies are rated “A-” by the A.M. Best Company, a global credit rating company that focuses on the insurance industry. We are headquartered in Buffalo, New York and have offices in Buffalo and Hauppauge, New York; Bedford, New Hampshire; and Mt Laurel, New Jersey. Customer service, competitive rates, personalized attention and quality products make Merchants Insurance Group the insurance company of choice!

Merchants Insurance Group was founded on March 5, 1918, the day Merchants Mutual Liability Company opened for business with Urban F. Jehle as President. Mr. Jehle, owner and operator of a grocery store in Buffalo, returned from a grocers’ convention with the idea of bringing merchants together for the mutual protection of their delivery vehicles. J.R. Young, a local insurance man, Owen B. Augspurger, a Buffalo lawyer, and C.W. Brown, a civil engineer, joined with him.

In the late 1930s and early 1940s, the company name was Merchants Mutual Casualty Company.  In February 1957, Merchants began to offer both casualty insurance and property insurance and changed its name to Merchants Mutual Insurance Company to reflect this development. In the 1960s the company moved into its current headquarters, a five-story office building located on Main Street in Buffalo.


Merchants Insurance Group supports a variety of charitable causes for organizations in the communities in which it does business, most notably the United Way and the American Cancer Society. In addition to Merchants’ direct financial support to many charitable organizations, Merchants also sponsors an employee-based committee known as Colleagues in Action (CIA). Colleagues in Action allows Merchants employees to participate in a variety of activities, raffles, auctions, and casual days, the proceeds from which are donated to these groups. Combined, the company and employees contributed almost $312,000 from 2003 through 2014 to charities, with a total of $31,994.50 raised in 2014.

Products And Services By Merchants Insurance Group

  1. Property & Casualty Insurance.
  2. Commercial Lines Insurance.
  3. Liability Insurance.
  4. Small Business Insurance.




Contact Merchants Insurance Group


  • Headquarters

    250 Main St. Buffalo,

  • NY 14202 United States

  • Website


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