American Income Life Insurance Company

American Income Life Insurance Company is striving to become the premier in-home life insurance sales company serving working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York.

We offer supplemental benefits to working families. AIL representatives develop long-term relationships with clients and meet clients where they are most comfortable … their home.

History of American Income Life

In 1951, Bernard Rapoport founded American Income Life Insurance Company with $25,000 of borrowed capital. Today, AIL is one of the nation’s largest providers of supplemental life insurance to labor unions, credit unions, and associations. American Income Life covers more than 2 million policyholders and represents more than $130 million in annual insurance product sales. AIL’s growth is sustained through high customer satisfaction, innovative lead programs, customer referrals, and a lucrative compensation program.

American Income Life at a Glance

  • Headquartered in Waco, Texas
  • Life and supplemental accident and health insurance
  • A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/16)
  • Portable insurance coverage – if you move or change jobs, our insurance coverage stays with you
  • Individual, single parent, and family policies available

Our Parent Company

American Income Life is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). Torchmark Corporation is one of the largest publicly held financial services holding companies in the nation. Torchmark Corporation markets life and supplemental health insurance for middle-income Americans through its affiliate companies. Torchmark Corporation is a Fortune 1000 company.


Products And Services By American Income Life Insurance Company

  1. Life Insurance
  2. Final Expense Plan

American Income Life Insurance Company can help you decide which policy will best fit your family’s needs.

  1. Supplemental Insurance
  2. Accident Policy
  3. Hospital Indemnity
  4. Cancer Protection
  5. Critical Illness

Contact American Income Life Insurance Company

Physical Address:
American Income Life
1200 Wooded Acres Drive
Waco, TX 76710

Mailing Address:
American Income Life
PO Box 2608
Waco, TX 76797

Phone: 1-800-433-3405
Fax: (254) 741-5701

Monday-Friday 8:00 AM – 4:30 PM CST


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